:root{
  --ink:#0b1828; --ink-2:#26394f; --muted:#66788a; --line:#dbe4ec; --line-2:#edf1f5;
  --paper:#fff; --bg:#f5f8fb; --navy:#102a43; --navy-2:#183b5b; --blue:#185adb;
  --green:#12845b; --green-bg:#eaf7f1; --amber:#9c6310; --amber-bg:#fff7e6;
  --shadow:0 12px 34px rgba(16,42,67,.08); --shadow-lg:0 24px 60px rgba(16,42,67,.14);
  --max:1220px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
button{color:inherit}
img{max-width:100%}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topline{background:#091827;color:#d9e5ef;font-size:12px}
.topline .container{height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.topline strong{color:#fff}
.header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:72px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:850;letter-spacing:-.035em;white-space:nowrap}
.brand img{width:34px;height:34px}
.brand em{font-style:normal;color:#718096;font-weight:650}
.primary-nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700;color:#334e68;flex:1}
.primary-nav a:hover{color:var(--blue)}
.header-actions{display:flex;align-items:center;gap:10px}
.market-switch{border:1px solid var(--line);background:#fff;border-radius:8px;padding:9px 10px;font-size:13px;font-weight:750}
.menu-btn{display:none;border:0;background:none;font-size:22px}
.mobile-nav{display:none;border-top:1px solid var(--line);padding:14px 20px 20px;background:#fff}
.mobile-nav.open{display:grid;gap:12px}
.mobile-nav a{font-weight:750;color:#334e68}

.hero{padding:74px 0 58px;background:
linear-gradient(105deg,rgba(241,247,252,.94),rgba(255,255,255,.95)),
radial-gradient(circle at 78% 18%,rgba(24,90,219,.17),transparent 30%)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:62px;align-items:center}
.kicker{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.12em;font-weight:850;font-size:11px;color:#52677d}
.kicker:before{content:"";width:24px;height:2px;background:var(--green)}
h1{font-size:clamp(44px,6vw,76px);line-height:.98;letter-spacing:-.06em;margin:17px 0 23px;max-width:850px}
.hero-copy{font-size:19px;line-height:1.65;color:#4b6075;max-width:720px}
.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.btn{appearance:none;border:1px solid transparent;border-radius:8px;padding:12px 16px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;transition:.16s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:#173b5b}
.btn-blue{background:var(--blue);color:#fff}
.btn-ghost{background:#fff;border-color:var(--line);color:#334e68}
.btn-small{padding:9px 12px;font-size:13px}
.search-panel{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-lg);padding:24px}
.search-panel h3{margin:0 0 18px;font-size:21px;letter-spacing:-.03em}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.field label{display:block;text-transform:uppercase;letter-spacing:.08em;font-size:10px;font-weight:850;color:#718096;margin-bottom:6px}
.field select,.field input{width:100%;height:46px;border:1px solid #cbd7e2;background:#fff;border-radius:7px;padding:0 12px;color:#203549}
.search-panel .btn{width:100%;margin-top:12px;height:46px}
.micro{font-size:11px;color:#7b8c9d;margin-top:12px}

.metrics-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.metrics{display:grid;grid-template-columns:repeat(4,1fr)}
.metric{padding:23px 26px;border-right:1px solid var(--line)}
.metric:first-child{padding-left:0}.metric:last-child{border-right:0}
.metric strong{display:block;font-size:24px;letter-spacing:-.04em}
.metric span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-weight:750}

.section{padding:62px 0}
.section.white{background:#fff}
.section.compact{padding:44px 0}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px}
.section-head h2{margin:0;font-size:34px;line-height:1.08;letter-spacing:-.045em}
.section-head p{max-width:600px;margin:0;color:var(--muted)}
.eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:850;color:var(--green);margin-bottom:8px}

.market-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.market-card{background:#fff;border:1px solid var(--line);padding:23px;min-height:220px;display:flex;flex-direction:column;transition:.18s}
.market-card:hover{border-color:#91a7ba;box-shadow:var(--shadow);transform:translateY(-2px)}
.market-top{display:flex;justify-content:space-between;align-items:start}
.flag{font-size:31px}.market-status{font-size:10px;text-transform:uppercase;letter-spacing:.09em;font-weight:850;color:var(--green);background:var(--green-bg);padding:5px 7px;border-radius:4px}
.market-card h3{font-size:24px;letter-spacing:-.035em;margin:22px 0 4px}
.market-card p{color:var(--muted);margin:0}
.market-card .link{margin-top:auto;padding-top:22px;font-weight:850;color:var(--blue)}

.featured-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:18px}
.featured-main,.featured-side{background:#fff;border:1px solid var(--line)}
.featured-main{padding:28px}
.featured-side{display:grid}
.feature-row{padding:20px;border-bottom:1px solid var(--line)}
.feature-row:last-child{border-bottom:0}
.feature-row small,.featured-main small{text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--green)}
.featured-main h3{font-size:30px;line-height:1.1;letter-spacing:-.04em;margin:12px 0}
.feature-row h3{font-size:19px;margin:5px 0}
.featured-main p,.feature-row p{color:var(--muted)}

.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}
.trust-item{padding:24px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-num{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;color:var(--green);font-weight:850;font-size:12px}
.trust-item h3{font-size:17px;margin:10px 0 6px}.trust-item p{font-size:13px;color:var(--muted);margin:0}

.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.guide-card{background:#fff;border:1px solid var(--line);padding:24px}
.guide-card .meta{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#7b8c9d;font-weight:800}
.guide-card h3{font-size:21px;line-height:1.2;margin:13px 0 10px}
.guide-card p{font-size:14px;color:var(--muted)}
.guide-card a{font-size:13px;font-weight:850;color:var(--blue)}

.country-hero{padding:48px 0 34px;background:#fff;border-bottom:1px solid var(--line)}
.breadcrumb{font-size:12px;color:#718096;margin-bottom:22px}
.breadcrumb a:hover{color:var(--blue)}
.country-title-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:end}
.country-hero h1{font-size:clamp(40px,5vw,61px);margin:0 0 14px;max-width:900px}
.country-hero p{font-size:18px;color:#52677d;max-width:760px;margin:0}
.update-box{border-left:3px solid var(--green);padding:4px 0 4px 15px;min-width:220px}
.update-box strong{display:block;font-size:13px}.update-box span{font-size:12px;color:var(--muted)}

.trustbar{background:#f8fafc;border-bottom:1px solid var(--line)}
.trustbar-inner{display:flex;align-items:center;gap:28px;min-height:54px;flex-wrap:wrap}
.trust-chip{display:flex;align-items:center;gap:7px;font-size:12px;color:#4f6478;font-weight:700}
.trust-chip b{width:19px;height:19px;background:var(--green-bg);color:var(--green);display:grid;place-items:center;border-radius:50%;font-size:11px}

.ranking-layout{display:grid;grid-template-columns:270px 1fr;gap:24px;align-items:start}
.filters{position:sticky;top:126px;background:#fff;border:1px solid var(--line);padding:19px}
.filters h3{font-size:14px;margin:0 0 18px}
.filter-block{padding:15px 0;border-top:1px solid var(--line-2)}
.filter-block:first-of-type{border-top:0;padding-top:0}
.filter-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:#718096;margin-bottom:10px}
.check{display:flex;align-items:center;gap:9px;font-size:13px;color:#334e68;margin:9px 0;cursor:pointer}
.check input{accent-color:var(--navy)}
.filter-reset{border:0;background:none;padding:0;color:var(--blue);font-size:12px;font-weight:800;cursor:pointer}

.ranking-top{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:14px}
.ranking-top h2{font-size:26px;letter-spacing:-.035em;margin:0}
.sort{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--muted)}
.sort select{border:1px solid var(--line);background:#fff;border-radius:6px;padding:8px 10px}

.offer-list{display:grid;gap:14px}
.offer-card{background:#fff;border:1px solid var(--line);position:relative}
.offer-ribbon{position:absolute;top:-1px;left:-1px;background:var(--navy);color:#fff;font-size:10px;font-weight:850;text-transform:uppercase;letter-spacing:.08em;padding:6px 10px}
.offer-main{display:grid;grid-template-columns:180px 1fr 310px;gap:22px;padding:27px 24px 22px}
.bank-cell{padding-top:14px}
.bank-wordmark{display:inline-flex;align-items:center;justify-content:center;min-width:112px;height:42px;border:1px solid #d6e0e8;background:#fbfcfd;padding:0 14px;font-weight:900;letter-spacing:-.035em;color:#183b5b;font-size:17px}
.bank-cell h3{font-size:17px;line-height:1.25;margin:13px 0 5px}
.bank-cell .best{font-size:11px;color:var(--green);font-weight:850}
.compare-check{font-size:12px;color:#63778b;margin-top:13px;display:flex;align-items:center;gap:7px}
.compare-check input{accent-color:var(--navy)}
.offer-center{padding-top:12px}
.score-line{display:flex;align-items:center;gap:12px;margin-bottom:13px}
.score{font-size:30px;font-weight:900;letter-spacing:-.05em;color:var(--navy)}
.score small{font-size:13px;color:#718096;font-weight:700}
.score-label{font-size:10px;text-transform:uppercase;letter-spacing:.09em;color:#718096;font-weight:850}
.offer-center p{margin:0 0 14px;color:#52677d;font-size:14px}
.pros{display:grid;grid-template-columns:1fr 1fr;gap:7px 16px}
.pro{font-size:12px;color:#334e68}.pro:before{content:"✓";color:var(--green);font-weight:900;margin-right:6px}
.offer-stats{padding-top:8px;border-left:1px solid var(--line);padding-left:22px}
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:14px}
.stat{min-width:0}
.stat label{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:#8796a5;margin-bottom:4px}
.stat strong{display:block;font-size:17px;letter-spacing:-.03em}
.offer-cta{display:grid;grid-template-columns:1fr;gap:7px}
.offer-cta .btn{width:100%}
.terms{font-size:10px;color:#8796a5;text-align:center}
.offer-footer{border-top:1px solid var(--line-2);padding:11px 24px;display:flex;justify-content:space-between;gap:14px;align-items:center;font-size:11px;color:#718096}
.offer-footer button{border:0;background:none;color:var(--blue);font-weight:850;cursor:pointer;padding:0}
.verified{display:flex;align-items:center;gap:6px}.verified:before{content:"";width:7px;height:7px;background:var(--green);border-radius:50%}

.empty{background:#fff;border:1px solid var(--line);padding:30px;color:var(--muted)}
.editorial-note{margin-top:20px;background:#f8fafc;border:1px solid var(--line);padding:17px;font-size:12px;color:#617487}
.editorial-note strong{color:#334e68}

.score-modal-backdrop{position:fixed;inset:0;background:rgba(7,20,33,.62);z-index:200;display:none;align-items:center;justify-content:center;padding:20px}
.score-modal-backdrop.open{display:flex}
.score-modal{width:min(720px,100%);max-height:90vh;overflow:auto;background:#fff;box-shadow:var(--shadow-lg);padding:28px}
.modal-head{display:flex;justify-content:space-between;gap:20px;align-items:start;border-bottom:1px solid var(--line);padding-bottom:18px}
.modal-head h3{font-size:27px;letter-spacing:-.04em;margin:0}
.close{border:0;background:#eef3f7;width:34px;height:34px;border-radius:50%;cursor:pointer;font-size:18px}
.score-breakdown{display:grid;gap:14px;margin:22px 0}
.score-row{display:grid;grid-template-columns:150px 1fr 42px;gap:12px;align-items:center;font-size:13px}
.bar{height:7px;background:#edf2f6;overflow:hidden}.bar span{display:block;height:100%;background:var(--green)}
.modal-columns{display:grid;grid-template-columns:1fr 1fr;gap:20px;border-top:1px solid var(--line);padding-top:20px}
.modal-columns h4{margin:0 0 10px;font-size:13px;text-transform:uppercase;letter-spacing:.07em}
.modal-columns ul{padding-left:18px;margin:0;color:#52677d;font-size:13px}
.source-link{font-size:12px;color:var(--blue);font-weight:800}

.compare-drawer{position:fixed;left:50%;bottom:18px;transform:translateX(-50%) translateY(130%);width:min(780px,calc(100% - 28px));background:#0b1f33;color:#fff;z-index:150;box-shadow:0 20px 60px rgba(0,0,0,.25);padding:14px 16px;display:flex;align-items:center;justify-content:space-between;gap:18px;transition:.2s}
.compare-drawer.open{transform:translateX(-50%) translateY(0)}
.compare-drawer strong{font-size:13px}.compare-drawer span{font-size:11px;color:#b5c5d3}
.compare-drawer .btn{background:#fff;color:#102a43}

.compare-table-wrap{overflow:auto;margin-top:20px}
.compare-table{width:100%;border-collapse:collapse;min-width:620px}
.compare-table th,.compare-table td{border-bottom:1px solid var(--line);padding:12px;text-align:left;font-size:13px}
.compare-table th{background:#f8fafc;font-size:11px;text-transform:uppercase;letter-spacing:.06em}

.editorial-grid{display:grid;grid-template-columns:1fr 340px;gap:34px}
.article{background:#fff;border:1px solid var(--line);padding:34px}
.article h2{font-size:31px;letter-spacing:-.04em;margin-top:0}
.article h3{font-size:21px;margin-top:30px}
.article p,.article li{color:#4f6478}
.article ul{padding-left:20px}
.aside-card{background:#fff;border:1px solid var(--line);padding:22px;position:sticky;top:126px}
.aside-card h3{margin-top:0;font-size:16px}
.aside-card a{display:block;padding:9px 0;border-bottom:1px solid var(--line-2);font-size:13px;color:#52677d}
.aside-card a:last-child{border-bottom:0}

.cta-band{background:var(--navy);color:#fff;padding:40px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-inner h2{margin:0;font-size:30px;letter-spacing:-.04em}.cta-inner p{margin:6px 0 0;color:#c1d0dc}

.footer{background:#091827;color:#d8e3ec;padding:48px 0 26px}
.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:36px}
.footer .brand{color:#fff}.footer .brand em{color:#9eb0bf}
.footer p{color:#96aabd;font-size:13px}
.footer h4{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:#fff;margin:5px 0 13px}
.footer-links{display:grid;gap:9px}
.footer-links a{font-size:13px;color:#a9bac8}
.footer-links a:hover{color:#fff}
.footer-bottom{margin-top:36px;padding-top:18px;border-top:1px solid #20384d;display:flex;justify-content:space-between;gap:20px;color:#8197a9;font-size:11px}

.notice{background:var(--amber-bg);border:1px solid #f2d49c;padding:12px 14px;color:#73501a;font-size:12px;margin-bottom:16px}

@media(max-width:1000px){
 .primary-nav{display:none}.menu-btn{display:block}
 .hero-grid{grid-template-columns:1fr}.search-panel{max-width:680px}
 .metrics{grid-template-columns:repeat(2,1fr)}.metric:nth-child(2){border-right:0}.metric:nth-child(-n+2){border-bottom:1px solid var(--line)}
 .ranking-layout{grid-template-columns:1fr}.filters{position:static;display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.filters h3,.filter-reset{grid-column:1/-1}.filter-block{border-top:0;padding:0}
 .offer-main{grid-template-columns:150px 1fr}.offer-stats{grid-column:1/-1;border-left:0;border-top:1px solid var(--line);padding-left:0;padding-top:18px}
 .trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
 .editorial-grid{grid-template-columns:1fr}.aside-card{position:static}
}
@media(max-width:760px){
 .container{width:min(var(--max),calc(100% - 24px))}
 .topline .container{height:auto;min-height:34px;padding:7px 0}.topline .hide-mobile{display:none}
 .nav{height:64px}.brand{font-size:18px}.brand img{width:31px}
 .header-actions .market-switch{display:none}
 .hero{padding:48px 0 38px}.hero-copy{font-size:16px}h1{font-size:44px}
 .form-row{grid-template-columns:1fr}.search-panel{padding:18px}
 .market-grid,.guide-grid,.featured-grid{grid-template-columns:1fr}
 .featured-side{display:block}
 .section{padding:46px 0}.section-head{display:block}.section-head p{margin-top:10px}
 .country-title-grid{grid-template-columns:1fr}.update-box{margin-top:6px}
 .trustbar-inner{gap:12px;padding:10px 0}.trust-chip{width:calc(50% - 6px)}
 .filters{display:block}.filter-block{border-top:1px solid var(--line-2);padding:13px 0}
 .offer-main{grid-template-columns:1fr;padding:22px 17px 17px}
 .bank-cell,.offer-center{padding-top:8px}.offer-stats{grid-column:auto}
 .pros{grid-template-columns:1fr}
 .offer-footer{padding:10px 17px;align-items:flex-start;flex-direction:column}
 .modal-columns{grid-template-columns:1fr}.score-row{grid-template-columns:110px 1fr 36px}
 .footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}
 .cta-inner{display:block}.cta-inner .btn{margin-top:18px}
}
@media(max-width:480px){
 .metrics{grid-template-columns:1fr}.metric{border-right:0!important;border-bottom:1px solid var(--line)!important;padding-left:0}.metric:last-child{border-bottom:0!important}
 .trust-grid{grid-template-columns:1fr}.trust-item{border-right:0!important;border-bottom:1px solid var(--line)}.trust-item:last-child{border-bottom:0}
 .stat-grid{grid-template-columns:1fr 1fr}.stat:nth-child(3){grid-column:1/-1}
 .footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}
 .trust-chip{width:100%}
}


/* V3: multi-market expansion */
.market-grid.v3{grid-template-columns:repeat(3,1fr)}
.market-card .market-count{font-size:12px;color:#65798c;margin-top:7px}
.market-card .market-banks{font-size:11px;color:#8192a2;margin-top:8px;line-height:1.5}
.offer-promo{display:inline-flex;align-items:center;gap:6px;margin-top:10px;padding:5px 7px;border-radius:5px;background:#eef5ff;color:#2454a6;font-size:10px;font-weight:850;letter-spacing:.02em}
.offer-promo.urgent{background:#fff0e8;color:#a6420c}
.offer-promo.expired{background:#f2f4f7;color:#667085}
.offer-type{font-size:10px;color:#7b8c9d;margin-top:3px;font-weight:750}
.bank-wordmark{min-width:126px}
.market-index{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:22px}
.market-index a{border:1px solid var(--line);background:#fff;padding:12px 14px;font-size:13px;font-weight:800;color:#334e68}
.market-index a:hover{border-color:#8ca4b8;color:var(--blue)}
.research-box{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;border:1px solid var(--line);background:#fff;padding:18px 20px;margin-bottom:20px}
.research-box strong{display:block}
.research-box p{margin:3px 0 0;color:var(--muted);font-size:12px}
.source-pill{font-size:10px;text-transform:uppercase;letter-spacing:.07em;font-weight:850;color:var(--green);background:var(--green-bg);padding:6px 8px}
.market-callout{background:#0e2438;color:#fff;padding:30px;margin-top:18px}
.market-callout h3{font-size:24px;margin:0 0 8px}
.market-callout p{color:#c8d5df;max-width:760px;margin:0}
.data-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}
.data-table th,.data-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;font-size:12px;vertical-align:top}
.data-table th{background:#f8fafc;color:#52677d;text-transform:uppercase;letter-spacing:.06em;font-size:10px}
.data-table tr:last-child td{border-bottom:0}
.updated-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--green);margin-right:6px}
@media(max-width:850px){
 .market-grid.v3{grid-template-columns:repeat(2,1fr)}
 .market-index{grid-template-columns:repeat(2,1fr)}
 .research-box{grid-template-columns:1fr}
}
@media(max-width:540px){
 .market-grid.v3,.market-index{grid-template-columns:1fr}
}

/* V4 English + translation + legal */
.translate-prompt{
  position:fixed;z-index:500;right:18px;top:92px;width:min(360px,calc(100% - 36px));
  background:#fff;border:1px solid #cfd9e3;box-shadow:0 18px 50px rgba(9,24,39,.18);
  padding:16px 42px 16px 17px;
}
.translate-prompt[hidden]{display:none}
.translate-prompt strong{display:block;font-size:14px;color:#102a43;margin-bottom:3px}
.translate-prompt p{font-size:12px;color:#66788a;margin:0 0 11px}
.translate-prompt .translate-actions{display:flex;gap:8px;align-items:center}
.translate-prompt .translate-close{
  position:absolute;right:10px;top:9px;width:28px;height:28px;border:0;background:#f0f4f7;
  border-radius:50%;cursor:pointer;font-size:17px;color:#52677d
}
.translation-note{font-size:10px;color:#8796a5;margin-top:7px}
.legal-grid{display:grid;grid-template-columns:270px 1fr;gap:28px;align-items:start}
.legal-nav{position:sticky;top:126px;background:#fff;border:1px solid var(--line);padding:18px}
.legal-nav h3{font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin:0 0 12px}
.legal-nav a{display:block;padding:8px 0;border-bottom:1px solid var(--line-2);font-size:12px;color:#52677d}
.legal-nav a:last-child{border-bottom:0}
.legal-content{background:#fff;border:1px solid var(--line);padding:34px}
.legal-content h1{font-size:42px;margin:0 0 12px}
.legal-content h2{font-size:23px;margin:32px 0 10px;letter-spacing:-.03em}
.legal-content h3{font-size:17px;margin:22px 0 8px}
.legal-content p,.legal-content li{color:#4f6478}
.legal-content ul{padding-left:20px}
.legal-meta{font-size:12px;color:#7b8c9d;margin-bottom:24px}
.legal-warning{border-left:4px solid #d97706;background:#fff7e6;padding:14px 16px;margin:18px 0;color:#73501a;font-size:13px}
.operator-table{width:100%;border-collapse:collapse;margin:18px 0}
.operator-table td{padding:10px 12px;border-bottom:1px solid var(--line);font-size:13px;vertical-align:top}
.operator-table td:first-child{width:220px;color:#718096;font-weight:750}
.operator-missing{color:#a6420c;font-weight:800}
.inline-affiliate-disclosure{
  background:#f5f8fb;border:1px solid var(--line);padding:12px 14px;margin-bottom:14px;
  font-size:12px;color:#52677d
}
.inline-affiliate-disclosure strong{color:#21384e}
.footer-legal{display:flex;gap:14px;flex-wrap:wrap;margin-top:12px}
.footer-legal a{font-size:11px;color:#91a5b6}
@media(max-width:850px){
  .legal-grid{grid-template-columns:1fr}.legal-nav{position:static}
}

/* V5 Europe editorial-bank portal */
.bank-logo{width:150px;height:44px;object-fit:contain;object-position:left center;display:block;margin:5px 0 14px}
.modal-logo{width:180px;height:50px;object-fit:contain;object-position:left center;margin-bottom:12px}
.compare-logo{width:130px;height:38px;object-fit:contain;object-position:left center}
.age-note{margin-top:11px;padding:9px 10px;background:#f0f7ff;border-left:3px solid #2f6fe4;color:#395873;font-size:11px;line-height:1.45}
.segment-control{display:flex;align-items:center;gap:6px;background:#edf2f6;border:1px solid var(--line);padding:5px;border-radius:10px}
.segment-btn{border:0;background:transparent;padding:11px 19px;border-radius:7px;font-weight:850;font-size:13px;color:#52677d;cursor:pointer}
.segment-btn.active{background:#102a43;color:#fff;box-shadow:0 3px 10px rgba(16,42,67,.16)}
.segment-intro{display:flex;align-items:center;justify-content:space-between;gap:20px;background:#fff;border:1px solid var(--line);padding:15px 17px;margin-bottom:16px}
.segment-intro p{margin:0;font-size:12px;color:#63778b;max-width:720px}
.bank-atlas{display:grid;grid-template-columns:1.15fr .85fr;gap:18px}
.atlas-main{background:#102a43;color:#fff;padding:34px;min-height:330px;display:flex;flex-direction:column;justify-content:space-between}
.atlas-main h2{font-size:42px;line-height:1.02;letter-spacing:-.05em;margin:0 0 12px}
.atlas-main p{color:#c5d3df;max-width:620px}
.atlas-main .atlas-tags{display:flex;gap:8px;flex-wrap:wrap}
.atlas-main .atlas-tags span{border:1px solid #36536c;padding:7px 9px;font-size:11px;color:#d6e0e8}
.atlas-side{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.atlas-stat{background:#fff;border:1px solid var(--line);padding:22px;display:flex;flex-direction:column;justify-content:space-between}
.atlas-stat strong{font-size:34px;letter-spacing:-.05em}
.atlas-stat span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#718096;font-weight:800}
.logo-wall{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.logo-tile{background:#fff;border:1px solid var(--line);padding:14px;min-height:88px;display:flex;align-items:center;justify-content:center;transition:.16s}
.logo-tile:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.logo-tile img{max-width:100%;height:46px;object-fit:contain}
.ranking-entry-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.ranking-entry{background:#fff;border:1px solid var(--line);padding:20px;min-height:180px;display:flex;flex-direction:column}
.ranking-entry .flag{font-size:25px}.ranking-entry h3{margin:16px 0 4px;font-size:20px}.ranking-entry p{font-size:12px;color:#718096;margin:0}.ranking-entry .link{margin-top:auto;padding-top:20px;font-weight:850;color:var(--blue);font-size:13px}
.editorial-row{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:12px}
.editorial-card{background:#fff;border:1px solid var(--line);padding:25px}.editorial-card.large{background:#f7fafc}
.editorial-card h3{font-size:23px;margin:8px 0}.editorial-card p{font-size:13px;color:#66788a}
.cookie-modal{position:fixed;inset:0;background:rgba(7,20,33,.56);z-index:600;display:none;align-items:center;justify-content:center;padding:20px}
.cookie-modal.open{display:flex}.cookie-card{width:min(620px,100%);background:#fff;padding:28px;box-shadow:var(--shadow-lg)}
.cookie-card h2{margin:0 0 8px;font-size:26px}.cookie-card>p{color:#66788a;font-size:13px}
.cookie-row{display:flex;justify-content:space-between;gap:20px;padding:15px 0;border-top:1px solid var(--line)}
.cookie-row strong{display:block}.cookie-row small{display:block;color:#7b8c9d;margin-top:2px}
.cookie-actions{display:flex;justify-content:flex-end;gap:8px;margin-top:20px}
.cooperation-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.coop-box{background:#fff;border:1px solid var(--line);padding:24px}
.coop-box h3{margin-top:0}
@media(max-width:1000px){
 .bank-atlas{grid-template-columns:1fr}.ranking-entry-grid{grid-template-columns:repeat(2,1fr)}
 .logo-wall{grid-template-columns:repeat(3,1fr)}.editorial-row{grid-template-columns:1fr}
}
@media(max-width:650px){
 .segment-intro{display:block}.segment-control{margin-bottom:10px;display:inline-flex}
 .ranking-entry-grid{grid-template-columns:1fr}.logo-wall{grid-template-columns:repeat(2,1fr)}
 .atlas-side{grid-template-columns:1fr 1fr}.cooperation-grid{grid-template-columns:1fr}
}

/* Refined brand suffix */
.brand em{
  font-style:normal!important;
  color:#929faa!important;
  background:none!important;
  border:0!important;
  box-shadow:none!important;
  padding:0!important;
  border-radius:0!important;
  font-size:12px!important;
  font-weight:650!important;
  letter-spacing:.01em!important;
}
/* Ranking logos: clean wordmark presentation */
.bank-logo{width:175px!important;height:48px!important;object-fit:contain!important;object-position:left center!important;margin:2px 0 15px!important}
.modal-logo{max-width:190px!important;height:50px!important;object-fit:contain!important;object-position:left center!important}
.compare-logo{max-width:150px!important;height:40px!important;object-fit:contain!important}
.logo-tile img{max-width:175px!important;max-height:48px!important;object-fit:contain!important}

/* Original V5 "Europe" treatment */
.brand em{font-style:normal!important;color:#718096!important;font-weight:650!important;background:none!important;border:0!important;box-shadow:none!important;padding:0!important;border-radius:0!important}
.footer .brand em{color:#9eb0bf!important}
.bank-logo,.modal-logo,.compare-logo,.logo-tile img{background:transparent!important;border:0!important;box-shadow:none!important;object-fit:contain!important}

/* Real-brand logo sizing */
.bank-logo{width:180px!important;height:54px!important;max-width:100%!important;object-fit:contain!important;object-position:left center!important;background:transparent!important;border:0!important;padding:0!important}
.modal-logo{max-width:200px!important;height:56px!important;object-fit:contain!important;object-position:left center!important}
.compare-logo{max-width:165px!important;height:44px!important;object-fit:contain!important}


/* -------------------------------------------------------------
   Expanded Bank.nl-inspired footer: accounts / savings / investing
   ------------------------------------------------------------- */
.footer{background:#102a43;color:#fff;padding:58px 0 22px}
.footer-mega{
  display:grid;
  grid-template-columns:1.05fr 1fr 1fr .9fr;
  gap:44px;
  align-items:start;
}
.footer-col h4{
  margin:0 0 14px;
  font-size:14px;
  color:#f1f5f8;
  font-weight:800;
  letter-spacing:-.01em;
  text-transform:none;
}
.footer-col a{
  display:block;
  color:#b7c5d0;
  font-size:13px;
  line-height:1.35;
  padding:4px 0;
}
.footer-col a:hover{color:#fff}
.footer-contact a{color:#d7e3eb}
.footer-statement{
  margin-top:38px;
  padding-top:24px;
  border-top:1px solid #304a61;
  display:grid;
  grid-template-columns:1.4fr .6fr;
  gap:38px;
  align-items:start;
}
.footer-statement p{
  margin:0;
  max-width:700px;
  color:#b4c3ce;
  font-size:13px;
  line-height:1.7;
}
.footer-statement strong{color:#fff}
.footer-contact-block{
  color:#9fb1bf;
  font-size:12px;
  line-height:1.7;
}
.footer-contact-block a{color:#d4e0e8}
.footer-legal{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:28px;
  flex-wrap:wrap;
  margin-top:28px;
  padding-top:18px;
  border-top:1px solid #304a61;
}
.footer-legal-links{display:flex;gap:18px;flex-wrap:wrap}
.footer-legal-links a{font-size:11px;color:#95a8b7}
.footer-copy{font-size:11px;color:#8197a8}
.footer .brand{font-size:22px!important;font-weight:650!important;letter-spacing:-.025em!important;gap:10px!important}
.footer .brand span{font-size:inherit!important;font-weight:650!important}
.footer .brand em{font-size:inherit!important;font-weight:500!important;color:#9aaab7!important}
.footer .brand img{width:34px!important;height:34px!important}
.footer-brand-note{margin-top:14px!important;max-width:350px!important;color:#9fb1bf!important;font-size:12px!important}
@media(max-width:900px){
  .footer-mega{grid-template-columns:1fr 1fr}
  .footer-statement{grid-template-columns:1fr}
}
@media(max-width:560px){
  .footer-mega{grid-template-columns:1fr}
  .footer{padding-top:44px}
}


/* ==========================================================
   V13 footer: brand/disclaimer first, legal second, links last
   ========================================================== */
.footer{
  background:#102a43!important;
  color:#fff!important;
  padding:48px 0 28px!important;
}
.footer-statement{
  margin:0!important;
  padding:0 0 26px!important;
  border:0!important;
  display:grid!important;
  grid-template-columns:minmax(0,1.35fr) minmax(220px,.65fr)!important;
  gap:50px!important;
  align-items:start!important;
}
.footer-statement .brand{
  display:inline-flex!important;
  align-items:center!important;
  gap:10px!important;
  font-size:20px!important;
  line-height:1!important;
  letter-spacing:-.035em!important;
  font-weight:850!important;
  color:#fff!important;
  white-space:nowrap!important;
}
.footer-statement .brand img{
  width:34px!important;
  height:34px!important;
  flex:0 0 auto!important;
}
.footer-statement .brand span{
  color:#fff!important;
  font-size:20px!important;
  font-weight:850!important;
  line-height:1!important;
}
.footer-statement .brand em{
  color:#9eb0bf!important;
  font-size:20px!important;
  font-weight:650!important;
  line-height:1!important;
  font-style:normal!important;
}
.footer-brand-note{
  margin:17px 0 0!important;
  max-width:690px!important;
  color:#b5c4cf!important;
  font-size:13px!important;
  line-height:1.72!important;
}
.footer-brand-note strong{
  color:#f4f7f9!important;
  font-weight:750!important;
}
.footer-contact-block{
  padding-top:2px!important;
  color:#93a8b8!important;
  font-size:12px!important;
  line-height:1.8!important;
  text-align:right!important;
}
.footer-contact-block a{
  color:#d9e4eb!important;
  font-weight:700!important;
}
.footer-legal{
  margin:0!important;
  padding:18px 0 23px!important;
  border-top:1px solid #304a61!important;
  border-bottom:1px solid #304a61!important;
  display:flex!important;
  justify-content:space-between!important;
  align-items:center!important;
  gap:24px!important;
  flex-wrap:wrap!important;
}
.footer-legal-links{
  display:flex!important;
  gap:18px!important;
  flex-wrap:wrap!important;
}
.footer-legal-links a{
  color:#9eb0bf!important;
  font-size:11px!important;
}
.footer-copy{
  color:#8197a8!important;
  font-size:11px!important;
}
.footer-mega{
  margin-top:30px!important;
  padding-top:0!important;
  display:grid!important;
  grid-template-columns:1.05fr 1fr 1fr .9fr!important;
  gap:44px!important;
  align-items:start!important;
}
.footer-col h4{
  margin:0 0 13px!important;
  color:#f2f6f8!important;
  font-size:14px!important;
  font-weight:800!important;
}
.footer-col a{
  color:#aebfcb!important;
  display:block!important;
  padding:4px 0!important;
  font-size:13px!important;
  line-height:1.35!important;
}
.footer-col a:hover{color:#fff!important}
@media(max-width:900px){
  .footer-statement{grid-template-columns:1fr!important;gap:22px!important}
  .footer-contact-block{text-align:left!important}
  .footer-mega{grid-template-columns:1fr 1fr!important}
}
@media(max-width:560px){
  .footer{padding-top:38px!important}
  .footer-mega{grid-template-columns:1fr!important;gap:28px!important}
  .footer-statement .brand,
  .footer-statement .brand span,
  .footer-statement .brand em{font-size:19px!important}
}


/* =========================================================
   V14: bank.nl-style single-section footer
   ========================================================= */
.footer{
  background:#102a43!important;
  color:#fff!important;
  padding:50px 0 24px!important;
}
.footer .container{display:block!important}

/* ONE main section: 3 navigation columns + brand/contact column */
.footer-mega{
  display:grid!important;
  grid-template-columns:1fr 1fr 1fr 1.15fr!important;
  gap:54px!important;
  align-items:start!important;
  margin:0!important;
  padding:0 0 34px!important;
}
.footer-col{
  min-width:0!important;
}
.footer-col h4{
  display:inline-block!important;
  margin:0 0 15px!important;
  padding-bottom:7px!important;
  border-bottom:1px solid #6f8595!important;
  color:#fff!important;
  font-size:14px!important;
  line-height:1.1!important;
  font-weight:800!important;
  letter-spacing:0!important;
}
.footer-col a{
  display:block!important;
  padding:5px 0!important;
  color:#b5c5d0!important;
  font-size:13px!important;
  line-height:1.35!important;
  font-weight:450!important;
}
.footer-col a:hover{color:#fff!important}

/* Right-side BankRanking column */
.footer-about{
  padding-left:4px!important;
}
.footer-brand{
  display:inline-flex!important;
  align-items:center!important;
  gap:9px!important;
  color:#fff!important;
  white-space:nowrap!important;
  padding:0!important;
  margin:0 0 18px!important;
}
.footer-brand img{
  width:34px!important;
  height:34px!important;
  flex:0 0 auto!important;
}
.footer-brand span{
  color:#fff!important;
  font-size:20px!important;
  line-height:1!important;
  font-weight:850!important;
  letter-spacing:-.035em!important;
}
.footer-brand em{
  color:#9eb0bf!important;
  font-size:20px!important;
  line-height:1!important;
  font-weight:650!important;
  font-style:normal!important;
  letter-spacing:-.035em!important;
}
.footer-about-copy{
  margin:0 0 18px!important;
  max-width:360px!important;
  color:#b7c6d0!important;
  font-size:13px!important;
  line-height:1.7!important;
}
.footer-about-copy strong{
  color:#f5f8fa!important;
  font-weight:750!important;
}
.footer-about-contact{
  margin-top:19px!important;
  color:#9db0be!important;
  font-size:12px!important;
  line-height:1.7!important;
}
.footer-about-contact a{
  display:inline!important;
  padding:0!important;
  color:#e0e8ed!important;
  font-weight:700!important;
}

/* legal row is genuinely the very bottom of the footer */
.footer-legal{
  margin:0!important;
  padding:19px 0 0!important;
  border-top:1px solid #304a61!important;
  border-bottom:0!important;
  display:flex!important;
  align-items:flex-end!important;
  justify-content:space-between!important;
  gap:26px!important;
  flex-wrap:wrap!important;
}
.footer-legal-links{
  display:flex!important;
  gap:20px!important;
  flex-wrap:wrap!important;
}
.footer-legal-links a{
  color:#96aab9!important;
  font-size:11px!important;
  line-height:1!important;
}
.footer-copy{
  color:#8096a7!important;
  font-size:11px!important;
  line-height:1.35!important;
  white-space:nowrap!important;
}

/* Old separate statement is removed in V14 */
.footer-statement{display:none!important}

@media(max-width:980px){
  .footer-mega{
    grid-template-columns:1fr 1fr!important;
    gap:36px 48px!important;
  }
}
@media(max-width:600px){
  .footer{padding-top:40px!important}
  .footer-mega{
    grid-template-columns:1fr!important;
    gap:28px!important;
  }
  .footer-about{padding-left:0!important}
  .footer-legal{align-items:flex-start!important}
  .footer-copy{white-space:normal!important}
}


/* =========================================================
   V15: cleaner BankRanking brand/about column
   ========================================================= */
.footer-about{
  padding-left:10px!important;
}

/* Brand lockup: icon + BankRanking + Europe in one clean line */
.footer-brand{
  display:flex!important;
  align-items:center!important;
  justify-content:flex-start!important;
  gap:9px!important;
  width:max-content!important;
  margin:0 0 26px!important;
  padding:0!important;
  line-height:1!important;
}
.footer-brand img{
  display:block!important;
  width:32px!important;
  height:32px!important;
  min-width:32px!important;
  min-height:32px!important;
  object-fit:contain!important;
  margin:0!important;
  padding:0!important;
  flex:0 0 32px!important;
}
.footer-brand span,
.footer-brand em{
  display:inline-block!important;
  margin:0!important;
  padding:0!important;
  line-height:32px!important;
  vertical-align:middle!important;
  white-space:nowrap!important;
}
.footer-brand span{
  color:#fff!important;
  font-size:19px!important;
  font-weight:800!important;
  letter-spacing:-.035em!important;
}
.footer-brand em{
  color:#9eafbc!important;
  font-size:19px!important;
  font-weight:500!important;
  font-style:normal!important;
  letter-spacing:-.025em!important;
}

/* More breathing room, more editorial / bank.nl-like */
.footer-about-copy{
  margin:0!important;
  max-width:365px!important;
  color:#b7c6d0!important;
  font-size:13px!important;
  line-height:1.75!important;
}
.footer-about-copy .footer-note{
  display:block!important;
  margin-top:16px!important;
  color:#a8bac7!important;
  font-weight:400!important;
}
.footer-about-copy strong{
  color:inherit!important;
  font-weight:400!important;
}

/* contact separated from disclaimer */
.footer-about-contact{
  margin-top:25px!important;
  padding-top:0!important;
  color:#92a7b6!important;
  font-size:12px!important;
  line-height:1.9!important;
}
.footer-about-contact a{
  display:inline!important;
  color:#dbe5eb!important;
  font-size:12px!important;
  font-weight:600!important;
  padding:0!important;
}

/* Give this column slightly more visual breathing room */
@media(min-width:981px){
  .footer-mega{
    grid-template-columns:.95fr .95fr .95fr 1.25fr!important;
    gap:58px!important;
  }
}
@media(max-width:600px){
  .footer-about{padding-left:0!important}
  .footer-brand{margin-bottom:20px!important}
}


/* =========================================================
   V16 footer brand lockup fix
   ========================================================= */

/* Must beat .footer-col a { display:block!important } */
.footer-col a.footer-brand{
  display:inline-flex!important;
  flex-direction:row!important;
  align-items:center!important;
  justify-content:flex-start!important;
  gap:10px!important;
  width:auto!important;
  max-width:100%!important;
  padding:0!important;
  margin:0 0 28px!important;
  color:#fff!important;
  white-space:nowrap!important;
  line-height:1!important;
}

.footer-col a.footer-brand img{
  display:block!important;
  width:32px!important;
  height:32px!important;
  min-width:32px!important;
  flex:0 0 32px!important;
  margin:0!important;
  padding:0!important;
  object-fit:contain!important;
}

.footer-col a.footer-brand span{
  display:block!important;
  margin:0!important;
  padding:0!important;
  color:#fff!important;
  font-size:19px!important;
  line-height:32px!important;
  font-weight:800!important;
  letter-spacing:-.035em!important;
}

.footer-col a.footer-brand em{
  display:block!important;
  margin:0 0 0 1px!important;
  padding:0!important;
  color:#91a6b6!important;
  font-size:19px!important;
  line-height:32px!important;
  font-weight:500!important;
  font-style:normal!important;
  letter-spacing:-.025em!important;
}

/* Right column spacing */
.footer-about{
  padding-left:8px!important;
}
.footer-about-copy{
  margin:0!important;
  max-width:355px!important;
  color:#b7c6d0!important;
  font-size:13px!important;
  line-height:1.78!important;
}
.footer-about-copy .footer-note{
  display:block!important;
  margin-top:18px!important;
  color:#a9bac6!important;
  font-weight:400!important;
}

/* Contact/domain removed */
.footer-about-contact{
  display:none!important;
}

@media(max-width:600px){
  .footer-col a.footer-brand{
    margin-bottom:22px!important;
  }
  .footer-col a.footer-brand span,
  .footer-col a.footer-brand em{
    font-size:18px!important;
  }
}